MYBC Services
Terms and Conditions
Updated 2 October 2026
Contents
1 OVERVIEW
- 1.1 Bartercard Operations UK Ltd, a private limited company registered in England and Wales (Company Number (CRN) 09009873) whose registered office is at Unit 1, The Buffer Depot, Melbourne Place, Sowerby, Thirsk, England, YO7 1QY ('we', 'us', 'our', 'MYBC Services', 'mybc.bartercard.co.uk') welcomes you to the MYBC Services Terms and Conditions ("Terms"), which are outlined herein. These Terms govern the use of the "mybc.bartercard.co.uk" website (referred to as the "Website") as well as other applications associated with the Website ("Platforms"). This includes, but is not limited to, participation in online buying and selling facilities and the utilisation of transaction processing tools, statements online, or any other online information provided by other parties, including Barter Traders Limited (Company Number 11194577) ("Bartercard UK"), Manager of the Bartercard Trading Program ("Bartercard Trading Program").
- 1.2 By utilising the Platforms and any other online services, you are agreeing to abide by these Terms as well as any policies that are published on the Platforms. Our policies, which encompass all policies referenced within them, constitute integral components of these Terms.
- 1.3 It is crucial to familiarise yourself with these Terms, especially regarding any fees that may apply, disclaimers and important notices contained within them as they constitute legally binding agreements. We highly advise reading these Terms carefully.
- 1.4 By using the Platforms, you are indicating your consent to abide by these Terms.
- 1.5 In case of any conflict or inconsistency between these Terms and your obligations as a member of the Bartercard Trading Program, these Terms shall prevail for the purpose of your use of the Platforms.
- 1.6 Enjoy exploring MYBC Services. If you have any questions or need assistance, feel free to reach out.
2 RIGHTS AND OBLIGATIONS
2.1 Your Use of Our Services:
We provide the Platforms for you to enter and access a broad range of online facilities and services. They are provided by us and include electronic processing services and online listings. Other facilities/services are provided independently of us by other parties, including Bartercard UK.
2.2 Amendment of these Terms:
We retain the authority to amend these Terms according to the following procedures:
- a) We may, acting reasonably, vary these Terms for any of the following purposes:
- i. we reasonably consider the change is not adverse to users;
- ii. to comply with any law, regulator guidance or industry requirement;
- iii. to manage any regulatory, commercial, reputational or financial risk of us as a whole;
- iv. to make any form of administrative change or remove any ambiguity, inconsistency, or error from these Terms;
- v. to maintain, improve or protect the integrity, security, reputation, or smooth operation of the Platforms;
- vi. to address or reflect any industry or business changes;
- vii. to otherwise protect the legitimate interests of Bartercard.
- b) notification of any amendments shall be promptly provided to users following the official promulgation of the amendment. Other than where a clause is amended to address a material and immediate risk to us and/or the users, we shall provide at least thirty (30) days written notice before the change takes effect;
- c) users have the option to permanently withdraw from using our Platforms;
- d) failure to provide written notice of permanent withdrawal within thirty (30) days of receiving notification or engaging in using our Platforms following receiving notice of the amendments, will be construed as acceptance of the changes and waiver of any objections. The amended Terms shall constitute a contract between us and all users, jointly and severally.
3 PARTICIPATION IN PLATFORM SERVICES
3.1 Who May Participate:
To access the Platforms services, users must meet certain criteria, including:
- a. being a member in good standing of the Bartercard Trading Program;
- b. being at least 18 years old;
- c. being approved by us; and
- d. having a valid email address that can receive emails from MYBC Services.
3.2 Acknowledgement:
By using the Platforms, you acknowledge and agree:
3.3 Consent:
When you list an item for sale on the Platforms, or buy on an item, you hereby consent to:
- a. details or information about the listing(s) on the Platforms may be sent as promotional material to our staff, Bartercard UK staff, and Bartercard members within the Bartercard Trading Program;
- b. your:
- i. email address;
- ii. phone number;
- iii. contact name; or
- iv. any other correspondence or data that may aid in a transaction being completed being sent to potential Buyers or any enquiry as to the item(s);
- c. being sent emails that relate to your item(s), purchase, decline or any other transactional information;
- d. being sent emails or commercial electronic messages concerning sales information from us, Bartercard UK and other users.
3.4 Censorship:
Some content may be objectionable to a User in a particular country. We have the right at our discretion to remove objectionable content.
3.5 Username and Password:
Access to MYBC Services:
When you register as a user for MYBC Services (a " User"), you will choose a username and password, or you can link your MYBC Services account with a third-party login provider like Facebook, Google, or Apple. It is crucial to keep your login details and passwords confidential and to ensure they are accurate and up to date. If you use third-party login credentials, you authorise us to use the following information solely to identify your account:
- a. email address and/or username;
- b. password
You understand and agree that Facebook, Google or Apple use of information is governed by their own terms and conditions and privacy policies.
3.6 Security:
- a. Notify Unauthorised Use:
You must notify us immediately of any unauthorised use of your username, or any other breach of security.
- b. Logging Out:
It is your responsibility to ensure that you log out completely at the end of each User session.
- c. Use Site for Trading Only:
No communications other than those related to inquiries about items listed on the Platforms are allowed within the Website. This prohibition includes using the email User functions provided and harvesting email addresses.
3.7 Warranty and Indemnity by You as a User:
- a. Warranty:
As a User you warrant and represent that your registration details must be true and accurate at all times and must remain so throughout your use of the Platforms.
- b. Indemnity:
As a User, you agree to indemnify us against any liability that arises from any breach of your warranties or from your use of the Platforms, regardless of the legal basis of the claim, including but not limited to contract, tort (including negligence), strict liability, or any other basis.
4 THE ONLINE SERVICES
4.1 MYBC Services is only a Venue:
Users of the Platforms acknowledge and accept that we are only a facilitator/venue for online transactions. We are not:
- a. a seller of any items or services on the Platforms unless expressly stated otherwise by us;
- b. an endorser/promoter or representer of the truthfulness or accuracy of any statement made on the Platforms. All legal relations are between you and the other parties to the transaction;
- c. involved in the actual transaction between the seller and the buyer. We have no control over quality, safety or legality of items or content posted by users on the Platforms or the truth or accuracy of listings. Transactions conducted online are solely between the buyer and the seller, and all responsibility and liability in respect to the transaction of the sale is between the buyer and the seller.
4.2 Seller's Listing:
The seller acknowledges and accepts that it makes an irrevocable offer to the buyer for "Buy Now" listings the buyer is willing to purchase at the set price and quantity.
4.3 Seller's Specification on Sale:
Users acknowledge that once the seller makes the choice as to the conditions of the sale and selects "Publish Listing", this constitutes an irrevocable offer. It is capable of acceptance by a buyer who clicks "Buy Now". Once the buyer clicks "Buy Now", it is an irrevocable acceptance of the seller's conditions, and the buyer must comply with those conditions and pay the purchase price. It is not an offer to negotiate but a legally binding contract between the buyer and the seller.
4.4 Seller/Shipping Costs:
The seller has the choice to list an item with the following options:
- a. Seller to pay Shipping Costs: the seller is responsible for all aspects of delivery including packing and sending the item to the buyer's delivery address and shall pay shipping costs;
- b. Buyer to pay Shipping Costs: it is the buyer's responsibility to pay for the shipping costs either before or after delivery (as agreed to by both parties);
- c. Email: shipping costs not applicable.
4.5 Shipping Limits:
It is the seller's responsibility to list the correct shipping costs and shipping limits. It is the buyer's responsibility to ensure that it knows and agrees to the shipping costs and shipping limits before making a purchase.
4.6 If the Buyer is Outside of the Seller's Shipping Limits:
The buyer is to contact the seller offering collection/dispatch options prior to selecting "Buy Now". The seller is not obligated to accept the buyer's options.
4.7 Prohibited Items:
- a. You acknowledge that the Platforms are not available for online sales involving items prohibited by law or by these Terms. You are not permitted to sell, buy or seek to buy items prohibited for sale by law or these Terms, including the items listed below, unless, where applicable, the seller is appropriately licensed or authorised by the relevant regulator or authority or us or Bartercard UK:
- i. illegal or illicit items;
- ii. items which have been illegally imported;
- iii. items which require or involve an illegal import or export in order to complete the transaction;
- iv. cash;
- v. cash vouchers;
- vi. items or services that are prohibited by applicable laws (including but not limited to items that infringe intellectual property laws of any country, in particular the trademark and copyright laws, and/or the intellectual property rights of a third party);
- vii. offensive items (including items of defamatory or ethnically objectionable nature);
- viii. tickets to events that may contravene ticket touting laws;
- ix. stolen items;
- x. animals and wildlife;
- xi. replica and counterfeit items;
- xii. stocks and securities;
- xiii. any item which in the reasonable opinion of us would be offensive, including but not limited to racist and sexist material.
- b. We reserve the right to remove a listing if we believe the sale of the item is prohibited by law or prohibited by these Terms or policies. We will notify the seller and buyer in writing to the registered email address as recorded in the User's MYBC Services details, when a listing has been removed.
4.8 Transactions:
4.9 Pending Transactions:
- a. The seller and the buyer will receive email notification if a transaction has been delayed. An outcome will be advised by us in due course. No items should be sent prior to notification that the pending transaction has been approved and the payment processed.
- b. We do not accept responsibility and/or liability for any pending transactions that are delayed or are declined.
4.10 Seller's Further Online Trading Obligations:
- a. You agree to list the item(s) with a sale price that represents a fair price which equates to the normal selling price or below for that item after having regard to the principle that one Trade Pound is the equivalent of one Pound Sterling and vice versa.
- b. By listing an item, you are making an irrevocable offer to sell the item at your stated price on the "Buy Now" listing.
- c. You accept full responsibility for incorrect or inaccurate listings or for inappropriate listing categorisation.
- d. All motor vehicle listings must be placed within one of the automotive categories available.
- e. If you choose to list adult or mature audience items they must be listed under the adult category. We reserve the right to censor such items or remove them.
- f. You agree not to sell or make efforts to sell an item that you have listed on MYBC Services in any other way during the time of the listing.
- g. The seller is liable to a buyer who has acted in good faith and purchased the item in circumstances where the seller has breached these Terms by listing the item for sale elsewhere and/or selling the item elsewhere.
- h. You agree not to re-list or sell an item until notified that any delayed transaction(s) have been completed.
- i. You agree not to place multiple listings for the same item if only one item is available.
- j. If there is a successful buyer, it is the Seller's responsibility to immediately communicate directly with the buyer after the confirmed purchase to arrange collection or delivery in accordance with the terms of delivery chosen by the Seller at the time of listing the item(s) for sale.
- k. The Terms setting out the terms of delivery are in clause 5 "Rules about Delivery".
- l. Terms about delivery also set out the party's responsibilities for the packing of the items for delivery or collection.
- m. We may delete or refuse to list any or all items in its sole discretion.
- n. The "Buy Now" listings can be edited in full by the seller prior to the sale. "Buy Now" listings may be closed at anytime.
- o. All items must be listed:
- I. at full Trade Pounds and inclusive of all country taxes, applicable upon the sale of an item within the seller's jurisdiction; or
- II. as approved by us to be advertised using a combination of Trade Pounds and Pounds Sterling, following the guidelines outlined in these Terms which may include a minimum Trade Pound percentage. We will inform users of any amendments to these Terms regarding the allowable cash percentage for promoting goods/services on the Platforms at least 30 days prior to any change taking effect.
- p. As seller you are legally bound by the choice you make when setting conditions for the sale, including the terms of shipping. You must be careful in your choice before selecting "Publish Listing". You are bound by the conditions you set, including but not limited to the terms of shipping, when you select "Publish Listing," once a buyer accepts those conditions.
- q. As a seller you agree that in the event of a dispute (if the buyer instructs a legal practitioner to act on their behalf in resolving this dispute) the buyer can within forty five (45) days of the settlement of the "Buy Now" purchase request that we arrange for Bartercard UK to freeze the Trade Pound funds to the amount of the transaction (subject to availability) in the seller's account for fourteen (14) days to facilitate the commencement of proceedings. The buyer can request that we arrange for Bartercard UK to freeze funds to the Trade Pound amount of the transaction (subject to availability) in the seller's account on the commencement and during the course of court proceedings provided a resolution is actively being sought.
- r. If the seller fails to provide on request proof of complying with shipping conditions, then the buyer:
- i. may reverse the transaction; or
- ii. enforce its rights in the legal system.
4.11 Warranty and Indemnity by You as Seller:
- a. Warranty:
As seller you warrant and represent that:
- i. all items listed will be unencumbered and free from any third-party claim or interests which may prejudice the ownership rights or interests of the buyer;
- ii. items being offered for sale are accurately described (including any faults, defects etc) in the listing;
- iii. all relevant and material information concerning the items being offered for sale are contained in the listing;
- iv. the items are in your possession;
- v. you have undisputed ownership at the time of placing the listing;
- vi. you may remove a "Buy Now" listing at any time prior to its purchase;
- vii. you have not and will not list the same item that you have listed on the Platforms in any other medium whilst your listing is current on the Platforms.
- b. Indemnity:
As a seller, you agree to indemnify us against any liability incurred to a third party arising from any breach of your warranties or from the sale or listing of items or services by you in connection with the online selling process. This indemnification applies regardless of the legal basis of the claim, including contract, tort (including negligence), strict liability, or any other basis.
- c. Seller Acknowledgement and Undertaking:
You acknowledge and undertake:
- i. to pay the shipping costs if required; and
- ii. to negotiate and where relevant pay any additional import/export taxes, levies and duties relating to the sale of your item(s).
4.12 Buyers' further Online Trading Obligations:
5 RULES ABOUT DELIVERY
5.1 Seller's Right:
The seller has the right to choose the terms of delivery of the items when listing the item(s) for sale.
5.2 Delivery Options:
- a. email;
- b. buyer to arrange collection;
- c. trackable delivery service - seller to pay;
- d. trackable delivery service - buyer to pay.
5.3 Seller's and Buyer's Obligations under the Delivery Options:
- a. Email:
- b. Buyer to Arrange Collection:
- i. The seller must notify the buyer in writing within seven (7) days from the date of the transaction the place of collection and access times (" Notification").
- ii. If the buyer is within same country as the seller, then the buyer must collect the items within ten (10) days from date of Notification. If the buyer is not in the same country as the seller, then the buyer must collect the items fourteen (14) days from the date of Notification (" Collection Period").
- iii. The seller must make access available for collection for a minimum of four (4) consecutive hours on a minimum of any four (4) days per week during the Collection Period (" Access Times").
- iv. The buyer must advise the seller in writing of the collection time at least forty-eight (48) hours prior to collection. This time must be within the Collection Period and the Access Times.
- v. In all cases the buyer is to arrange and pay all collection costs.
- vi. The seller must keep proof of collection for three (3) months.
- vii. If the seller is unable to provide within ten (10) days of request written proof of:
- a. advice of place of collection and access details; or
- b. making access available for collection
and the buyer has not received the items, then the buyer may:
- c. reverse the transaction; or
- d. enforce its rights in the legal system.
- viii. If the buyer is unable to provide within ten (10) days of request written proof of:
- a. advice provided to the seller of collection time not less than forty-eight (48) hours prior to the start of the collection time; or
- b. failure to collect within the Collection Period,
then the seller may request a reversal or enforce its rights in the legal system.
- c. Trackable Delivery Service - Seller to Pay
- d. Trackable Delivery Service - Buyer to Pay
5.4 Packaging:
It is the seller's responsibility to package the items in a reasonable manner.
5.5 Insurance:
The buyer assumes responsibility for the items from date of transaction and therefore the buyer must insure the items in order to protect them from date of the transaction.
5.6 If the Buyer is Outside of the Seller's Shipping Limits:
If the transaction has completed and the buyer is outside of the seller's shipping limits and did not reach agreement with the seller under clause 4.6 then the seller is not obligated to ship, deliver or pay any taxes etc under clause 4.12 (r) nor is it obligated to reverse the transaction.
5.7 Breach of Obligations:
If either party breaches their obligations set out in this clause 5, the aggrieved party may make a complaint to us within forty-five (45) days from the date of the transaction in accordance with the dispute process set out in clause 6.
6 DISPUTE PROCEDURE
7 STATEMENTS ONLINE
- 7.1 Statements Online is a facility to allow certain users access to view their current and historical Bartercard UK statements using MYBC Services.
- 7.2 We are not liable for any loss, damage or consequential loss or damage if you use or attempt to access Statements Online without using suitable software.
- 7.3 We may suspend your access to Statements Online or any function or service incorporated in MYBC Services at any time.
- 7.4 Information provided by Statements Online is supplied by Bartercard UK. If you have any issues concerning the details, you should contact Bartercard UK at admin@bartercard.co.uk.
- 7.5 You as the User will hold harmless and indemnify us against any loss suffered by you arising from any assumptions that the details on the Statements Online are correct.
- 7.6 You acknowledge and agree that:
- a. Statements Online may not be accurate at the time of a transaction, as the information is provided by Bartercard UK and therefore we accept no responsibility; and
- b. We have the right to suspend or deny you access to the Platforms, without providing notice and reasons for the decision. Should you be suspended or denied access, you will not be able to obtain Statements Online; and
- c. You will hold harmless and indemnify us against any loss you suffer as a result of being denied access to the Platforms.
8 BARTERCARD TRANSACTIONS ONLINE
- 8.1 Users can transact with other Bartercard Members using the "Pay Member" and "Process Sale" functions (" Transactions Online"). When a transaction is approved and processed a transaction number will be issued.
- 8.2 Trade transactions made through Transactions Online are distributed to Bartercard UK for processing. We accept no responsibility for the delivery of service.
- 8.3 You as a Bartercard Member will enter into an agreement with Bartercard UK, setting out the terms of your use of the Transactions Online.
- 8.4 We accept no responsibility for errors of any kind. If errors are found, immediately contact Bartercard UK at admin@bartercard.co.uk.
- 8.5 It is your responsibility to ensure that all details are correct (including account number and amount) when using the Transactions Online function. We take no responsibility for incorrect payment amounts or for payments made to incorrect users accounts as a result of incorrect information.
- 8.6 Subject to any responsibilities implied by law and which cannot be excluded, we are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to material on the Platforms regardless of the legal basis on which the claim is based, including without limitation in contract, tort, (including negligence), strict liability or any other basis.
9 CREDIT CARD PAYMENTS
- 9.1 Payments made through " Pay Fees" are processed through independent third-party service providers to Bartercard UK. We accept no responsibility for the delivery of services by independent third-party service providers to the extent permitted by law.
- 9.2 We are not liable in respect of such third-party services, and we provide no warranty and give no endorsement in respect of such services, or any party connected with them.
- 9.3 We are not liable for errors made by users or third-party providers. If errors are found, contact Bartercard UK.
- 9.4 We are not responsible for errors made by you when authorising any deduction against your credit/debit card. If an error is made, immediately contact Bartercard UK at admin@bartercard.co.uk.
- 9.5 It is your responsibility to check your statement to ensure that the amount being displayed as cash fees due and payable, and the amount being authorised for payment are in accordance with the amount being paid.
- 9.6 It is your responsibility to ensure that the details are correct when completing a credit/debit card payment. We take no responsibility for payments made to incorrect Bartercard accounts as a result of an incorrect payment request.
- 9.7 To the extent permitted by applicable law, we are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to material on the Platforms, regardless of the legal basis on which the claim is based, including without limitation in contract, tort, (including negligence), strict liability or any other basis.
- 9.8 We will take reasonable efforts to keep any such information about you secure. We will only disclose this information to the extent specifically required by law or authorised by you.
10 SPECIFIC WARNINGS & DISCLAIMERS
10.1 Specific Warnings:
- a. You acknowledge that we as the provider of the Platforms may elect to transfer and/or subcontract the management rights or any part or all of the provision of the Platforms service to a third party, without notice being sent to users.
- b. We are not obliged to notify you of cancellation of your access to the Platforms. If we do notify you, we are not obliged to state any reason for your cancellation.
- c. We retain the right in its discretion to reverse or otherwise uphold transactions under these Terms.
- d. If we reverse a transaction as a result of a default under these Terms or in exercise of our discretion, then we may also require that you pay for the delivery of the items back to you or the other party (as applicable).
- e. You acknowledge that a failure to comply with these Terms entitles us to suspend and/or terminate your registered User status without notice to you.
10.2 Security of Information:
Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us over the internet. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.
10.3 Disclaimers:
10.4 Exemption to Disclaimer:
The disclaimer provided in these Terms does not seek to exclude liability arising under statute, if, and to the extent, such liability cannot be lawfully excluded.
10.5 Liability and Indemnity:
- a. You acknowledge and agree that we will not be liable to you for any loss or damage (including indirect, special, or consequential loss or damage) that may be suffered or incurred by you, or that may arise directly or indirectly in respect of items or services supplied pursuant to the Platforms services, or in respect of a failure or omission on the part of the other party to a transaction.
- b. You release and indemnify us and agree to keep us indemnified against all actions, claims, and demands (including the cost of defending or settling any action, claim, or demand) that may be instituted against us arising out of:
- i. a failure by us to comply with these Terms or a failure by the other party to a transaction to complete a sale or satisfy the requirements of a sale; and
- ii. any act or omission on your part, including but not limited to a failure by you to comply with your obligations under these Terms.
10.6 Linked Websites:
- a. The Platforms may contain links to other websites (" Linked Websites"). Those links are provided for convenience only and may not remain current or be maintained.
- b. We are not responsible for the content or privacy practices associated with Linked Websites.
- c. Our links with Linked Websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those Linked Websites, or of any information, graphics, materials, items or services referred to or contained on those Linked Websites, unless and to the extent stipulated to the contrary.
11 GOVERNING LAW AND JURISDICTION
- 11.1 These Terms, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them or their subject matter or formation, are governed by the laws of England and Wales.
- 11.2 Subject to clause 11.3, the courts of England and Wales have exclusive jurisdiction to settle any such dispute or claim.
- 11.3 Nothing in this clause 11 limits any right you may have as a consumer under the Consumer Rights Act 2015 or other mandatory law, including any right to bring proceedings in the courts of the part of the United Kingdom where you live.